Protect retail stores, shopping complexes, luxury hotels, and dining establishments.
Retailers and hoteliers manage daily footfalls of hundreds of guests, high concentrations of retail stock, commercial kitchens, and continuous customer-facing operations.
GITVISHA · SECTOR RISK INTELLIGENCEFrom dining slip-and-falls and food contamination to commercial kitchen grease fires and burglary of cash tills, customer trust and uninterrupted hospitality are paramount.
Guests slipping on wet lobby tiles, escalator malfunctions in malls, or luggage cart collisions causing bodily injury.
Deep-fryer grease fires in restaurant kitchens flaring up through exhaust ducts, triggering automatic sprinklers and damaging banquet halls.
A property fire or flood occurring right before peak wedding season, holiday tourist rushes, or retail festive sales.
Forced entry into retail stores, smash-and-grab theft of luxury goods, or hold-up of daily cash revenue during bank transit.
Batch contamination in commercial food preparation leading to guest hospitalization and public health authority investigations.
Gitvisha works with leading general insurers to benchmark and place bespoke policies tailored to your scale and operational reality.
Protects hotel buildings, guest rooms, retail fit-outs, and commercial inventory against fire and natural perils.
Protects cash counters, vaults, safe storage, and transit to banks against robbery and theft.
Comprehensive public liability for malls, hotels, and retail stores covering guest injury and food safety.
Protects hotel room revenues, restaurant earnings, and seasonal retail gross profits during post-loss repairs.
Insurers price risks based on loss prevention safeguards, operational maintenance, and safety compliance. Here is what we audit before going to market on your behalf.
Property construction grade, square footage, guest capacity, and fire-safety certificates (NOC)
Commercial kitchen automatic hood suppression systems (e.g. Ansul systems) and duct cleaning logs
Cash handling routines, vault ratings, armed guard security, and transit protocols
Food safety certifications (FSSAI compliance), HACCP hygiene standards, and water testing reports
Guest baggage handling procedures and safe custody amenities
Have questions specific to your facility, assets, or contract wording? Our advisory team is ready to help.
Speak to our sector specialistsYes, by adding the Valet Parking Liability extension to the hotel's Public Liability policy, damage to guest vehicles while under the care, custody, and control of hotel valets is covered.
Yes, by including a Plate Glass insurance extension, large showroom glass facades, display cases, and decorative mirrors are insured against accidental breakage.
A Fidelity Guarantee policy or comprehensive Commercial Crime cover protects business owners against direct financial losses caused by dishonest or fraudulent acts of employees.
Let our corporate insurance advisors analyze your existing policies, deductibles, and uninsured exposures with an objective perspective.