Protect remote solar pump installations, PV arrays, inverters, and green infrastructure.
Solar pumping systems and decentralized solar parks operate in exposed outdoor environments prone to severe weather events, grid fluctuations, mechanical pump burnouts, and rural theft.
GITVISHA · SECTOR RISK INTELLIGENCEWhether powering agricultural irrigation or utility-scale renewable generation, solar operators face high equipment sensitivity to lightning surges, panel shattering, inverter breakdown, and submersible dry-run wear.
Violent storms, heavy hail, and gale-force wind shears cracking or completely ripping crystalline solar modules from mounting structures.
High thermal stress, grid harmonic fluctuations, lightning-induced voltage spikes, and sand ingress causing motor winding burnout in deep borewells.
Unattended agricultural fields and solar installations targeted for copper DC cabling, control units, and solar panels.
Pumps running dry when underground water levels drop drastically during peak summer months, melting mechanical seals and bearings.
Short circuits causing brush fires that spread to neighboring agricultural crops or inadvertent electrocution of stray cattle.
Gitvisha works with leading general insurers to benchmark and place bespoke policies tailored to your scale and operational reality.
Specialized all-round coverage tailored for solar irrigation pumps, controllers, PV modules, and dry-run mechanical perils.
Covers solar array assembly, inverter commissioning, and mechanical breakdown.
Protects against theft of panels, copper wiring, and power management units from remote sites.
Standard fire and allied perils cover for solar park control rooms, transformers, and battery banks.
Insurers price risks based on loss prevention safeguards, operational maintenance, and safety compliance. Here is what we audit before going to market on your behalf.
Solar module OEM tier rating, wattage, and structural wind resistance certifications
Submersible pump depth, discharge rating, and manufacturer warranty terms
Lightning protection arresters (LA) and earthing resistance values (Ohms)
Borewell dry-run sensor integration and automatic shut-off controllers
Site perimeter security (fencing, night watch, CCTV) for remote installations
Have questions specific to your facility, assets, or contract wording? Our advisory team is ready to help.
Speak to our sector specialistsNo. Standard fire insurance stops at the ground level. Specialized Solar Pumping Insurance is required to cover down-hole submersible pumps and motor windings against electrical burnout and sand seizure.
Under specialized Solar All Risk policies with a Malicious & Animal Damage extension, accidental breakage by wildlife can be covered subject to agreed deductibles.
Transit is covered under an In-Transit Marine Cargo extension, safeguarding delicate photovoltaic modules against transit vibrations, rollover, and unloading breakage.
Let our corporate insurance advisors analyze your existing policies, deductibles, and uninsured exposures with an objective perspective.
Gitvisha provides tailored all-risk policy structuring, machinery breakdown protection, and dedicated claims support for India's leading solar and clean energy innovators.
Galo Energy
Gautam Solar
Himalayan Solar
Oswal Pumps
AVI Renewable Energy
On Solar Energy
Ecozen Solutions