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INSURANCE · RISK · ADVISORY

Commercial Vehicle Insurance.

Protection structured around real-world risk.

Review cover options for commercial vehicles and fleets, based on vehicle use, declared details and insurer terms.

Thoughtful advice. Clear options. Support through the policy journey.
Commercial transport vehicle and logistics fleetGITVISHA · RISK ADVISORY
Risk, understood.Start with what matters
Cover that fitsSubject to policy terms
CRITICAL VULNERABILITIES & EXPOSURES

Real-world risks this policy is engineered to solve.

Commercial and personal risks rarely follow idealized assumptions. These are the critical financial pitfalls, claim traps, and operational vulnerabilities that proper policy structuring actively mitigates.

High-Impact Vulnerability01

Unlimited Third-Party MACT Bodily Injury Liabilities

Commercial transport trucks or buses involved in highway collisions resulting in third-party injury or fatality.

Impact: Motor Accident Claims Tribunal (MACT) court awards without upper statutory limits and vehicle impoundment.
Policy Solution: Comprehensive commercial motor policy with robust legal defense support and unlimited third-party liability.
High-Impact Vulnerability02

Fleet Highway Overturns & Heavy Towing Costs

Commercial trailers overturning on remote highways or breakdown in hazardous ghat corridors.

Impact: Steep commercial crane towing charges, vehicle downtime, and secondary damage during recovery.
Policy Solution: Enhanced Commercial Fleet Own-Damage cover including heavy-duty towing and crane assistance endorsements.
High-Impact Vulnerability03

Driver & Helper Accidental Injury Liabilities

Long-haul drivers or helpers injured in nighttime collisions or while securing cargo tie-downs.

Impact: Statutory compensation obligations under the Employee's Compensation Act.
Policy Solution: Workmen Compensation endorsements attached to commercial fleet policies for named and unnamed crew.
UNDERSTAND YOUR OPTIONS

Protection begins with the right questions.

These are discussion points, not a promise that every risk is covered. Final cover depends on policy wording and insurer acceptance.

01

Third-party liability as required by law

Third-party liability as required by law

02

Own-damage cover when selected

Own-damage cover when selected

03

Optional add-ons subject to vehicle and

Optional add-ons subject to vehicle and insurer eligibility

WHO IT MAY SUIT

Built around your real-world exposure.

The right structure starts with understanding your assets, operations, people and contractual responsibilities.

Private car owners
Two-wheeler owners
Businesses operating commercial vehicles or fleets
BEFORE YOU CHOOSE

Details that make a difference.

Compare more than price. Review limits, deductibles, exclusions and policy conditions.

01

Vehicle registration, make, model and year

02

Existing policy and claims history

03

IDV, deductibles and add-ons

GOOD TO KNOW

Questions, answered.

Need more clarity? Send us your requirement and our team can help explore the next step.

Ask our team
Can I enquire about bike insurance separately?

Yes. Mention your two-wheeler details in the enquiry.

Third-party vs own-damage?

Third-party addresses specified legal liability; own-damage covers the insured vehicle against covered damage.

LET’S TALK ABOUT YOUR RISK

Make your next decision with more clarity.

Tell us about your requirement. Your email application will open with the enquiry ready to send.

A conversation focused on your needs
Options subject to underwriting
Clear next steps, without pressure
Official brochure available for offline reference

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