Protect healthcare institutions, diagnostic machinery, clinical staff, and clinical trials.
Hospitals, nursing homes, and diagnostic centers care for vulnerable lives while maintaining multi-crore diagnostic machines that are highly vulnerable to electrical, chemical, and operational hazards.
GITVISHA · SECTOR RISK INTELLIGENCEHealthcare risk management centers on clinical negligence claims, life-saving bio-medical machinery breakdown, hospital-acquired infection liabilities, and staff infection safety.
Allegations of misdiagnosis, surgical complications, medication errors, or post-operative infections leveled against surgeons, doctors, or the hospital entity.
Liquid helium quench in MRI magnets, X-ray tube burnout, power surges, and laser optic damage in expensive diagnostic machinery.
Visitors or elderly patients slipping on freshly sanitized floors, wheelchair ramps, or falling from hospital beds.
Cold-storage failure spoiling temperature-sensitive vaccines, blood bags, and biological injectables.
Doctors, nurses, and lab technicians exposed to infectious pathogens, accidental needle sticks, and occupational disease hazards.
Gitvisha works with leading general insurers to benchmark and place bespoke policies tailored to your scale and operational reality.
Specialized Medical Establishment and Professional Indemnity protecting doctors and hospital management against legal claims.
Comprehensive breakdown and surge protection for MRI, CT scanners, ultrasound, and pathology laboratory analyzers.
Covers hospital buildings, ICU units, oxygen pipeline manifolds, and general medical furniture.
Customized health insurance for hospital nursing staff, administrative personnel, and their dependents.
Insurers price risks based on loss prevention safeguards, operational maintenance, and safety compliance. Here is what we audit before going to market on your behalf.
Hospital bed count, specialty departments (cardiology, oncology, neurosurgery, ICU)
Diagnostic equipment inventory, age, OEM warranty, and Annual Maintenance Contracts (AMC/CMC)
Doctor and surgeon credentialing verification and hospital SOPs
Bio-medical waste disposal protocols and statutory pollution control board compliance
Oxygen plant safety certifications, fire escape provisions, and emergency evacuation drills
Have questions specific to your facility, assets, or contract wording? Our advisory team is ready to help.
Speak to our sector specialistsHospitals can opt for an 'Unqualified/Qualified Staff' extension or a Comprehensive Medical Establishment policy that covers vicarious liability arising from actions of visiting consultants while on premises.
Under Electronic Equipment Insurance (EEI), sudden and unforeseen electrical/mechanical breakdown is covered, provided the machine is kept under a valid OEM maintenance contract.
Yes, dedicated Clinical Trial Liability policies are arranged to cover participant compensation and researcher defense costs in compliance with ICMR/CDSCO guidelines.
Let our corporate insurance advisors analyze your existing policies, deductibles, and uninsured exposures with an objective perspective.