Protect multi-modal cargo transit, warehousing infrastructure, and commercial transport fleets.
Supply chain operators manage fast-moving inventories across road, rail, air, and ocean corridors where highway collisions, rough loading, container water damage, and warehouse fires are constant threats.
GITVISHA · SECTOR RISK INTELLIGENCEManaging goods owned by third parties amplifies bailee liabilities, while seasonal inventory swings require dynamic stock declaration models to avoid underinsurance penalties.
Container overturns, cargo shifting in rough seas, truck collisions, derailments, and water ingress through compromised seals.
High-bay pallet stacking, electrical short circuits, and flammable packaging creating uncontrollable warehouse blazes.
Warehouse inventories surge 3x during festive peak seasons, leaving fixed-sum policies hopelessly underinsured when disaster strikes.
Cargo owners filing legal recovery suits against 3PL providers and logistics operators for missing boxes, pilferage, or mishandled reefer temperatures.
Heavy commercial trucks involved in fatal highway crashes, third-party vehicular fatalities, and driver disability.
Gitvisha works with leading general insurers to benchmark and place bespoke policies tailored to your scale and operational reality.
Complete ocean, air, and road transit protection against cargo damage, jettison, pilferage, and overturning.
Flexible premium structure based on monthly inventory value declarations, preventing underinsurance penalties.
Fleet-wide protection covering own damage, third-party liabilities, driver personal accident, and towing.
Protects high-value warehouse stock, bonded areas, and freight cash handling against forced entry.
Insurers price risks based on loss prevention safeguards, operational maintenance, and safety compliance. Here is what we audit before going to market on your behalf.
Transport modes, route security, transit tracking (GPS/IoT seals), and packaging quality
Warehouse structural type, ceiling height, aisle clearances, and automated sprinkler grids
Peak monthly inventory peaks vs. off-season minimums for declaration basis
Driver recruitment criteria, background screening, and commercial fleet safety records
Contractual terms of carriage (Incoterms, bill of lading liability limits)
Have questions specific to your facility, assets, or contract wording? Our advisory team is ready to help.
Speak to our sector specialistsA standard policy locks in a single insured sum for the whole year. A Stock Declaration policy allows you to pay provisional premium based on your highest capacity, and then declare actual monthly values—refunding unneeded premium at year-end.
Yes, Institute Cargo Clauses include the 'Warehouse to Warehouse' transit clause, covering incidental storage during the ordinary course of transit up to an agreed period (e.g., 60 days post-discharge).
Standard transit covers collision and overturn. To cover temperature spoilage, a dedicated Deterioration of Goods / Reefer Machinery Breakdown endorsement must be attached.
Let our corporate insurance advisors analyze your existing policies, deductibles, and uninsured exposures with an objective perspective.