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Burglary & Money Insurance.

Protection structured around real-world risk.

Options for theft-related and money-in-transit exposures at premises or during transit.

Thoughtful advice. Clear options. Support through the policy journey.
Commercial premises and financial asset protectionGITVISHA · RISK ADVISORY
Risk, understood.Start with what matters
Cover that fitsSubject to policy terms
CRITICAL VULNERABILITIES & EXPOSURES

Real-world risks this policy is engineered to solve.

Commercial and personal risks rarely follow idealized assumptions. These are the critical financial pitfalls, claim traps, and operational vulnerabilities that proper policy structuring actively mitigates.

High-Impact Vulnerability01

After-Hours Forced Entry & High-Value Inventory Theft

Intruders breaking through showroom roll-up shutters or warehouse skylights to steal electronics, jewelry, or goods.

Impact: Direct working capital loss, wrecked premises fixtures, and interrupted retail sales.
Policy Solution: First-loss burglary insurance covering forced entry, violence, and collateral property damage.
High-Impact Vulnerability02

Armed Robbery of Cash-in-Transit

Couriers or employees transporting daily retail collections from showrooms to bank branches being held up.

Impact: Direct liquidity loss and personal trauma for frontline staff members.
Policy Solution: Cash-in-Transit (CIT) cover protecting funds from the moment they leave your till until deposited at the bank.
High-Impact Vulnerability03

Internal Employee Embezzlement & Till Theft

Store managers, cashiers, or warehouse stock controllers manipulating ledger records and embezzling funds.

Impact: Cumulative financial leakages that can drain annual profitability before being detected in audits.
Policy Solution: Fidelity Guarantee and Commercial Crime insurance protecting against fraudulent and dishonest employee acts.
UNDERSTAND YOUR OPTIONS

Protection begins with the right questions.

These are discussion points, not a promise that every risk is covered. Final cover depends on policy wording and insurer acceptance.

01

Burglary-related loss as defined in policy

Burglary-related loss as defined in policy

02

Money in transit or specified locations

Money in transit or specified locations when insured

03

Extensions where offered and accepted

Extensions where offered and accepted

WHO IT MAY SUIT

Built around your real-world exposure.

The right structure starts with understanding your assets, operations, people and contractual responsibilities.

Retail and commercial premises
Offices and cash-handling businesses
Businesses moving cash between locations
BEFORE YOU CHOOSE

Details that make a difference.

Compare more than price. Review limits, deductibles, exclusions and policy conditions.

01

Premises security measures

02

Cash handling procedures and routes

03

Definitions, limits and exclusions

GOOD TO KNOW

Questions, answered.

Need more clarity? Send us your requirement and our team can help explore the next step.

Ask our team
Is missing stock automatically covered?

Not necessarily. Cover depends on cause of loss and wording.

Can money in transit be insured?

A suitable policy may cover defined transit exposures subject to conditions.

LET’S TALK ABOUT YOUR RISK

Make your next decision with more clarity.

Tell us about your requirement. Your email application will open with the enquiry ready to send.

A conversation focused on your needs
Options subject to underwriting
Clear next steps, without pressure

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