INSURANCE · RISK · ADVISORY

Solar Pumping Insurance.

Protection structured around real-world risk.

Comprehensive protection for solar powered water pumping systems, photovoltaic arrays, controllers, and pump motors against accidental damage, weather perils, and mechanical breakdown.

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Thoughtful advice. Clear options. Support through the policy journey.

Solar-powered agricultural water pumping system

GITVISHA · RISK ADVISORY

Risk, understood.Start with what matters

Cover that fitsSubject to policy terms

CRITICAL VULNERABILITIES & EXPOSURES

Real-world risks this policy is engineered to solve.

Commercial and personal risks rarely follow idealized assumptions. These are the critical financial pitfalls, claim traps, and operational vulnerabilities that proper policy structuring actively mitigates.

High-Impact Vulnerability01

Submersible Motor Burnout in Deep Borewells

Harmonic grid feedback, high voltage spikes, lightning strikes, or dry-run friction burning motor windings underground.

Impact: Immediate irrigation failure, crop dehydration, and costly deep-well extraction and motor rewinding bills.

Policy Solution: Down-hole machinery breakdown coverage extending beneath ground level to submersible motors and pumps.

High-Impact Vulnerability02

Hailstorm & Extreme Storm PV Module Shattering

Sudden localized hailstones or gale-force wind shears cracking polycrystalline or monocrystalline solar modules.

Impact: Complete disruption of DC power generation and expensive solar string replacement needs.

Policy Solution: Comprehensive natural perils cover covering PV glass breakage, tracking frame damage, and inverters.

High-Impact Vulnerability03

Remote Agricultural Theft & Cable Pilferage

Unattended agricultural fields targeted overnight for high-purity copper DC cables, controllers, and solar panels.

Impact: Recurrent capital replacement costs and paralyzed farm irrigation schedules.

Policy Solution: Burglary, theft, and malicious damage cover tailored for decentralized rural solar installations.

UNDERSTAND YOUR OPTIONS

Protection begins with the right questions.

These are discussion points, not a promise that every risk is covered. Final cover depends on policy wording and insurer acceptance.

Physical loss or damage to solar

Physical loss or damage to solar PV modules and mounting structures

Submersible pump, surface motor, inverter and

Submersible pump, surface motor, inverter and controller breakdown

Natural perils including storm, tempest, cyclone

Natural perils including storm, tempest, cyclone, flood, and lightning

Burglary, theft and transit damage during

Burglary, theft and transit damage during installation where endorsed

WHO IT MAY SUIT

Built around your real-world exposure.

The right structure starts with understanding your assets, operations, people and contractual responsibilities.

Farmers and agricultural enterprises using solar irrigation pumps

Renewable energy developers and EPC installation contractors

Commercial farms, nurseries and rural water management facilities

BEFORE YOU CHOOSE

Details that make a difference.

Compare more than price. Review limits, deductibles, exclusions and policy conditions.

Discuss your requirement Download Solar Pumping Brochure

Declared pump capacity (HP/kW) and PV module rating

Site fencing, lightning protection and secure installation standards

Insurer deductibles, warranty compliance and maintenance protocols

GOOD TO KNOW

Questions, answered.

Need more clarity? Send us your requirement and our team can help explore the next step.

Ask our team

Are solar panels and the submersible pump both covered?

Yes, subject to schedule declarations, both the PV array and mechanical/electrical pumping units can be covered.

Does it cover theft of solar panels?

Theft cover may be included subject to site security conditions, fencing warranties, and specific policy terms.

LET’S TALK ABOUT YOUR RISK

Make your next decision with more clarity.

Tell us about your requirement. Your email application will open with the enquiry ready to send.

A conversation focused on your needs

Options subject to underwriting

Clear next steps, without pressure

Official brochure available for offline reference

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Our Solar & Renewable Energy Clients

Gitvisha provides tailored all-risk policy structuring, machinery breakdown protection, and dedicated claims support for India's leading solar and clean energy innovators.