Protect civil engineering works, heavy earthmoving fleets, and contract timelines.
Civil infrastructure projects face geological uncertainties, severe weather shocks, complex multi-tier contracting, and high-value plant machinery operating under unforgiving outdoor conditions.
GITVISHA · SECTOR RISK INTELLIGENCEFrom highway paving and bridge construction to high-rise commercial structures, contractors navigate physical asset collapse, heavy plant toppling, third-party property damage, and severe monsoon erosion.
Piers, retaining walls, highway sub-bases, or steel superstructures suffering partial or total collapse during engineering phases due to soil subsidence or flash floods.
Bulldozers, excavators, road pavers, cranes, and concrete transit mixers tipping on uneven terrain, engine seizure, or falling into trenches.
Vibrations from piling rigs damaging nearby private buildings, overhead crane drops, or excavation damaging buried municipal utility cables.
Heavy rainfall washing away freshly laid bituminous road layers or unpaved embankments, leading to missed contract completion deadlines.
Scaffolding collapses, trench cave-ins, and moving heavy machinery collisions involving on-site migrant or subcontractor laborers.
Gitvisha works with leading general insurers to benchmark and place bespoke policies tailored to your scale and operational reality.
Specialized infrastructure protection for road and highway construction, covering washouts, sub-base collapse, and civil works.
Contractors All Risks (CAR) and Erection All Risks (EAR) for civil structures, plant installation, and machinery.
Comprehensive third-party property and public liability protection for civil construction works.
Mandatory accident and disability cover for site engineers, machine operators, and laborers.
Insurers price risks based on loss prevention safeguards, operational maintenance, and safety compliance. Here is what we audit before going to market on your behalf.
Soil investigation, hydrology, and geotechnical survey reports
Contract scope, concession agreement clauses, and scheduled completion milestones
Plant & Machinery list with individual serial numbers, capacities, and market valuations
Site layout, flood elevation historical records, and storm-water drainage measures
Surrounding third-party structure surveys before piling/excavation begins
Have questions specific to your facility, assets, or contract wording? Our advisory team is ready to help.
Speak to our sector specialistsYes, CAR policies can be structured to include Extended Maintenance or Guarantee periods (typically 12 to 24 months) to cover defects arising from construction during the hand-over phase.
Yes, provided the declared worker headcount or wage roll properly reflects all on-site laborers or an inclusive project-wide Employee Compensation policy is established.
Advance Loss of Profits (also called Delay in Start-Up) covers financial loss (such as lost rental income or debt service interest) if the project's commercial launch is delayed due to an insured physical loss.
Let our corporate insurance advisors analyze your existing policies, deductibles, and uninsured exposures with an objective perspective.